Learn more about our Medicare Advantage and Medicare Supplement plans. If you live in Maryland, Washington D.C or Northern Virginia, CareFirst can make finding the right Medicare plan easy.
Medicare
Advantage Plans
Medicare Advantage plans bundle Original Medicare with extra benefits like dental, hearing and vision. Many include prescription drug coverage. CareFirst plans also offer fitness resources, free annual wellness exams, chronic condition management programs, an optional in-home health assessment and more.
Learn more about our Medicare Advantage plansMedicare
Supplement Plans
Medicare is not designed to cover all your expenses. This helps fill in the gaps. Medicare Supplement plans help you pay for medical expenses not covered by Original Medicare, like deductibles, copays and coinsurance. Plus, a Medicare Supplement plan includes membership in our Silver Sneakers fitness program and Blue365 discount program. For an additional fee, it can cover dental and vision, too.
Learn more about our Medicare Supplement plansDual Special
Needs Plan
Dual Special Needs plans are for those with both Medicare and Medicaid. Its unique coverage combines all your Medicare and Medicaid medical, hospital services with prescription drug coverage—plus extra services and personalized programs focused on your specific needs. Our plan has additional benefits that include a monthly allowance for over-the-counter items, groceries and utilities, a 24/7 Nurse Advice line, free bathroom safety items, and more.
Learn more about our Dual Special Needs plansNeed Help Choosing a Plan?
Answer five simple questions to find the one that works for you.
Find My PlanCompare Medicare Plans
With a Medicare Advantage plan, you’ll usually have a lower monthly premium with higher out of pocket costs for care. With a Medicare Supplement plan, you may expect to pay a higher monthly premium while enjoying more predicable costs for care.
Benefit | Medicare Advantage | Medicare Supplement | Original Medicare |
---|---|---|---|
Primary Care Physician | |||
Emergency Room | |||
Urgent Care | |||
Copays | Not covered | Covered | Not covered |
Rx, Hearing, Dental and Vision | § | Varies* | |
Network | Local | National | National |
§ Medicare Advantage plans choose what supplemental benefits they will offer.
* = Available at an additional cost.
* Some services are available when medically necessary.