"Birthday Rule" Enrollment in Maryland

Under a new Maryland law, effective July 2023, Maryland residents who are already enrolled in a Medicare Supplement plan, from CareFirst or another carrier, have a new yearly enrollment option.

Happy senior couple celebrating a birthday

You can transfer to an available Medicare Supplement plan of equal or lesser value beginning on your birthday and ending 30 days after your birthday each year, without going through underwriting. (That means no medical exam is required.)

Want to speak with an agent to learn and understand more? Call us at 1-833-987-0765 (TTY: 711).

"Birthday Rule" MedPlus Transfer Options

Choose your current plan from the drop-down below to see the CareFirst plan choices available to you.

If your existing plan is:    
CareFirst MedPlus Plans of Equal or Lesser Value Are:

The chart below shows the CareFirst MedPlus plans for which you would be eligible (according to the State of Maryland) based on the type of Medicare Supplement plan in which you are enrolled.

You can enroll in the following CareFirst MedPlus Medicare Supplement Plans:
If Your Current Medicare Supplement Plan Is:  this column A B F G High Ded F High Ded G L M N
Plan A                  
Plan B                
Plan F  
Plan G    
High Ded Plan F                
High Ded Plan G                  
Plan L                  
Plan M                
Plan N                  
Plan C *          
Plan D *          
Plan K *                    
Plan E *          
Plan H *          
Plan I *        
Plan J *  
High Ded Plan J *                

* Please note: CareFirst MedPlus does not offer the following Medicare Supplement plans: C, D, E, H, I, J, High Deductible J, and K.

If you are under age 65, enrolled in Medicare due to disability, and your current Medicare Supplement plan is A, C, or D, you can transfer only to CareFirst MedPlus Plan A.