Ready to Enroll?

The chart will give you a sense of what each plan covers. You must continue to pay your Part B premium in addition to the premiums.

CareFirst BlueCross BlueShield Advantage Essential Plan (PPO)

Available in Allegany, Anne Arundel, Calvert, Carroll, Caroline, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince George's, Queen Anne's Somerset, St. Mary's, Talbot, Washington, Wicomico and Worcester counties.

Not available in Baltimore City or Baltimore County. Not available in Washington, D.C.

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If your current Medicare Advantage plan is ending 12/31/2024, please make sure to choose “I am making my Annual Election (AEP)” as your “Attestation of Eligibility” reason on the application.

CareFirst BlueCross BlueShield Advantage Complete Plan (PPO)

Available in Maryland and Washington, D.C.

Enroll Now

If your current Medicare Advantage plan is ending 12/31/2024, please make sure to choose “I am making my Annual Election (AEP)” as your “Attestation of Eligibility” reason on the application.

Monthly Premium

$0
$42

Maximum Out-of-Pocket

$8,300 / $13,300
$7,300 / $12,300

Medical and Drug Deductible

$0
$0

Primary Care Provider (PCP)

$0
$0

Specialist

$45
$35

Urgent Care

$30
$20

Emergency Care

$110
$100

Inpatient Hospital Care

$350 days 1–5
$350 days 1–5

Lab Services

$0
$0

X-Rays

$25
$20

Physical and Speech Therapy

$15
$5
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Dental Coverage

  • $0 copay for cleanings, oral exams, x-rays and fluoride treatments
  • Comprehensive dental coverage (frequency and copays may vary)
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Routine Eye Exams and Eyewear Coverage

  • $0 copay for a routine eye exam
  • $10 copay for eyeglass lenses
  • Plus allowance for frames and contacts
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Hearing Exams and Hearing Aid Coverage

  • $0 copay for a routine exam and annual fitting
  • Low to no copay on hearing aids
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Fitness

  • Gym access and online resources for a $0 copay
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Transportation

  • $0 for 10 one-way rides to and from health-related locations
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Over-the-Counter

  • Quarterly benefit towards over-the-counter items like vitamins, first aid kits, incontinence supplies and more
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Annual Wellness Exam

  • $0 copay for an annual wellness exam with your primary care physician
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In-Home Health Assessment

  • $0 copay for personalized care coordination and assistance by offering care that comes to you
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Healthy Rewards

  • Earn $20–$50 on your reloadable healthcare prepaid card for completing specific health activities ($290 annually)

Make sure your doctors and specialists are a part of our network or find a new one.

Find a Doctor Appointment Wait Times

Search for your prescriptions to estimate costs and coverage by plan.

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(Both plans include Rx coverage, including multiple day supplies and mail order.)

Find a network pharmacy near you.

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For more about our plan coverage, review our Summary of Benefits Complete (PDF) or
Summary of Benefits Essential (PDF).