What's Changed in 2024
What's Changed?
Some details about our existing plans have changed. We’ve highlighted these changes below to help you compare your options for 2024.*
- Blue Rewards: The Plan is adding enhancements to the program that allow members additional time to achieve their rewards.
- FDA Approved Fertility Apps: Members have $0 cost share for FDA approved fertility apps.
- Ovia Health: Members will have access to Ovia Health as part of their CareFirst Wellbeing program. Ovia offers support for reproductive health, including conceiving, pregnancy, post- partum, parenting, and perimenopause/ menopause.
- IVF Drugs: Members can obtain IVF-related drugs for three cycles annually under their prescription benefits. Medical necessity and prior authorization is required.
- Precertification: Inpatient and outpatient hospital Electroconvulsive Therapy (ECT) require precertification.
- Diagnostic Services: Members will pay a $40 copay for out of network labs.
- Infertility Services: Artificial Insemination benefits are limited to three (3) attempts per benefit period.
- Infertility Services: Iatrogenic infertility benefits are limited to three (3) attempts per benefit period.
- Premium Rates: Your share of the premium rate will increase for Self Only or increase for Self +1 and Self and Family.
- Deductible: The in-network deductible is changing to $1,600 for Self Only and $3,200 for Self+1 and Self and Family. The out-of-network deductible is changing to $3,200 for Self Only and $6,400 for Self+1 and Self and Family.
- Infertility Services: Artificial Insemination benefits are limited to three (3) attempts per benefit period.
- Infertility Services: Iatrogenic infertility benefits are limited to three (3) attempts per benefit period.
- Premium Rates: Your share of the premium rate will increase for Self Only or increase for Self+1 and Self and Family.
- Infertility Services: Members will pay a 50% coinsurance for in-network artificial insemination & iatrogenic infertility services. Artificial Insemination and Iatrogenic infertility are limited to three (3) attempts per benefit period.
- Premium Rates: Your share of the premium rate will increase for Self Only or increase for Self+1 and Self and Family.
2024 CareFirst BlueChoice Premiums
Type of Enrollment |
Enrollment Code |
Your Biweekly Share |
Your Monthly Share |
|---|---|---|---|
| HDHP option (Self Only) | B61 | $83.83 | $181.63 |
| HDHP option (Self + One) | B63 | $167.65 | $363.25 |
| HDHP option (Self and Family) | B62 | $199.17 | $431.54 |
| Blue Value Plus option (Self Only) | B64 | $89.43 | $193.76 |
| Blue Value Plus option (Self + One) | B66 | $178.85 | $387.52 |
| Blue Value Plus option (Self and Family) | B65 | $212.47 | $460.36 |
| Standard BlueChoice (Self Only) | 2G4 | $243.36 | $527.28 |
| Standard BlueChoice (Self + One) | 2G6 | $443.08 | $960.01 |
| Standard BlueChoice (Self and Family) | 2G5 | $576.95 | $1,250.06 |
*Please note: This is not a complete list of all the changes. To see a complete list of benefit changes with a complete description, please refer to the 2024 BlueChoice Brochure (PDF)