Blue Rewards
Our Blue Rewards incentive program gives you the flexibility to choose which healthy activities interest you most and be rewarded for completing them.
How Blue Rewards works
With Blue Rewards, both you and a spouse can earn up to a total of $400 annually in incentives for completing one or all of the following activities:
Earn $50
Consent to receive wellness emails and take the RealAge® test
The RealAge test is a simple questionnaire that will help you determine the physical age of your body, compared to your calendar age.
Must complete within 180 days of your effective date.
Earn $100
Select a primary care provider (PCP) and complete a health screening
You can visit your PCP or CVS MinuteClinic to complete your screening.
Must complete within 180 days of your effective date.
Earn $200
Participate in Health Coaching Sessions
You may earn rewards for completing health coaching sessions.
1st Session- $30
2nd Session- $70
3rd Session $100
Only one coaching session per 2-60 days will count towards an incentive. A maximum of three coaching sessions per Benefit Period.
Earn $50
Retake the RealAge test
If you earned the reward for taking the test initially, you can earn an additional reward for retaking it after three months.
Must complete before end of calendar year.
Get Rewarded
To get started earning your rewards, visit carefirst.com/wellbeing to download the CareFirst WellBeing app and register for your account. If you have been using Sharecare through CareFirst, you can download the app and log in with your current user name and password.
Learn more about the activities
Choosing a PCP
Be sure to choose a PCP to earn your reward.*
Health screening
Health screenings help you understand your current health status so you can take steps to improve it. You can complete a health screening with your PCP or at a CVS MinuteClinic.
RealAge
RealAge is a confidential online health assessment that helps determine the physical age of your body compared to your calendar age. RealAge identifies the habits impacting your body’s age so you can improve your well-being.
Your CareFirst Blue Rewards Visa® incentive card
If you have an HSA plan with BlueChoice Advantage—HDHP Option, you must agree to the HSA Agreement Terms in your WellBeing account before rewards can be earned.** After you complete one or more of the activities, you’ll get your incentive card reward in 10-14 days.
Your incentive card can be used toward your out-of-pocket costs related to eligible expenses (medical, prescription drug, dental and vision) under your CareFirst health plan. Save your receipts as proof of your expense.
Keep your card as long as you are a CareFirst member. Future incentives you earn will be automatically added to the same card. Use your reward by end of calendar year.
You will have 90 days from end of year to reimburse yourself for eligible expenses that occurred in that calendar year.
If you are enrolled in a medical health plan with a health savings account (HSA), you will need to meet your IRS minimum deductible before using the Blue Rewards medical incentive debit card. If you have CareFirst vision or dental benefits, you can certify to only use the card for eligible vision/dental expenses prior to meeting their deductible.
* If you have BlueChoice Advantage—HDHP Option, and you live outside MD, D.C. or Northern VA, you can select a provider from the BlueCard® PPO network who specializes in general practice, family practice, internal medicine, pediatrics or geriatrics.
** The policyholder is responsible for logging in to their WellBeing account and accepting the HSA Agreement Terms.
CVS MinuteClinic is an independent company that provides medical services to CareFirst members. CVS MinuteClinic does not provide CareFirst BlueChoice, Inc. products or services and is solely responsible for the medical services it provides.
The CareFirst Blue Rewards Visa Incentive Card is issued by The Bancorp Bank, N.A. pursuant to a license from Visa U.S.A. Inc. Cards may be used only at merchants in the U.S. and District of Columbia wherever Visa debit cards are accepted for eligible expenses. See Cardholder Agreement for details.