Member Resources
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Benefits Information
How to get the most out of your benefits
Regular doctor visits
Whether it’s an annual physical or getting the flu vaccine, seeing your doctor for preventive care is just as important as proper diet and exercise. Your doctor can evaluate your health and will identify any areas that need improvement. Doctor visits are nothing to fear – in fact, they will save you money. Stay on schedule and you’ll reap the benefits.
Global Core for International Health Care
If you find yourself living, working or traveling outside of the United States, you’ll need access to quality health care just like you would here. From office visits and pharmacy benefits to maternity care and hospitalization, we have you covered. With access to nearly 170,000 English-speaking medical professionals worldwide in 120 countries, have the peace of mind that with Global Core, you’re never far from professional medical care. For more information on this program, go to the Global Core website.
Know before you go
Visiting the wrong provider for a medical need can end up costing you more than you might think. To make sure you pay the lowest out-of-pocket costs:
- See your doctor (primary care provider - PCP) first, unless s/he is unavailable, or the situation is a true emergency. Your doctor can help you decide the appropriate steps to seek care.
- Visit a retail health clinic (such as local pharmacy) for accessible care that has extended hours.
- Go to an urgent care center when a doctor is needed outside of normal hours – nights and weekends
- Only go to an emergency room (ER) if there is an acute illness or trauma. Call 911 or go straight to the ER for life-threatening conditions.
Understand the Site of Care
When you see your doctor for an illness visit, you may be responsible for a small copay. If you go to the hospital for something similar, there may be added costs such as facility, laboratory and other fees that go straight to the facility to cover operational costs. You can avoid these fees when you understand the kind of care you need and where to get it. Check your benefits and understand the costs of each site of care before your next visit.
Blue365
Our discount program, Blue365, offers health and wellness deals designed to keep you happy and healthy. Check out discounts from popular national and local retailers on laser vision correction, gym memberships, fun activities, fitness gear and more. Take advantage of everything Blue365 has to offer you all days of the year.