Products and Solutions for Your Accounts

Client Funding Arrangements

Flexibility is choosing what works for you, not being handed someone else’s limited options. CFA wants Maryland, Washington D.C. and Northern Virginia employers to have choices. Let’s meet and talk about what your client must have, may be unsure about, or what’s worth some exploration. From there, we can craft the plan with the greatest ROI to your team.

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Self-funding/Administrative Services Only (ASO)

If you or your client wants to be more engaged in the claims process and actively manage funds, self-funding may be the best fit. In this model, the employer pays an administrative fee, and our team processes claims and works with top health care providers to get quality services at competitive rates. The difference is that the employer funds all claims as they occur. The advantage is that unspent funds are kept within the company, avoiding the costs associated with fluctuating claims. For more protection, individual and aggregate stop loss insurance can be added to help protect from unexpected costs.

Stop Loss and Protecting Cash Flow

Minimizing risk is so important to our stakeholders, and we want to demonstrate our commitment to providing stop loss protection. In the event there is a stop loss claim, CFA will work with the stop loss carrier to pay that claim without impacting your client’s funds – it’s that simple. The only constant in life is change, and sometimes the unpredictable happens. Our job is to make sure that when uncertain situations arise, your client is protected.