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Q: Does HMO-USA or "BlueCard" apply to BlueChoice?A: BlueCard will
be a BlueChoice benefit beginning with 1/1/02 effective dates for BlueChoice
sales. BlueCard will cover out-of-state emergencies and urgent care services
when a member needs care outside of the CareFirst BlueChoice service area. BlueCard
will not cover follow-up care. A separate Broker Sales Flash will be released
in the next few weeks with additional information on the BlueCard program.